MoMo PSB NG – Mobile Money Services by MTN Nigeria

What is MoMo PSB NG?

MoMo PSB NG is a mobile application developed by MTN Nigeria Communications Plc that brings a range of MTN MoMo financial services to a smartphone. The app is designed for both existing MoMo customers and anyone who wants quick access to basic money‑transfer functions, airtime purchases and bill payments.

Main features

• Send and receive money – Transfer funds to other MTN MoMo users instantly.
• Buy airtime and data bundles – Top up your own phone or purchase bundles for friends.
• Pay bills – Settle electricity, cable TV and other common utility bills directly from the app.
• Real‑time balance view – Check your MoMo account balance without leaving the app.
• Referral option – Invite family or friends to join MoMo and share the experience.

How it works

After installing the app, users log in with their MTN mobile number. The app authenticates the number against the MTN network, then provides a dashboard where the core functions are accessible. Transactions are processed through MTN’s secure backend, and confirmations appear on screen immediately.

Practical uses

• Quickly send money to a relative in another city.
• Purchase prepaid airtime for yourself or a loved one without visiting a retailer.
• Pay monthly utility bills from anywhere, avoiding long queues.
• Keep an eye on your MoMo balance to manage spending.

Installation information

The app is distributed through the Google Play Store. Search for MoMo PSB NG or use the package name ng.mtn.android.psb.momo. Tap “Install” and follow the on‑screen prompts. No additional fees are charged for downloading or using the app, though standard data rates may apply for internet connectivity.

Things to know before installing

• The app requires an Android device with a version that supports Google Play services.
• An active MTN mobile number is needed for login.
• Internet connectivity (mobile data or Wi‑Fi) is required for transactions.

Who may find it useful?

Anyone who uses MTN’s MoMo service, including individuals who need a simple way to move money, top up airtime, or settle bills on the go. The app is also handy for people who prefer managing their finances from a single mobile interface rather than multiple separate services.

Frequently asked questions

Do I need a separate account to use MoMo PSB NG?

No. The app works with the MoMo account linked to your MTN phone number.

Is the app free to use?

Downloading the app is free, and there are no additional charges for the core features. Standard data charges from your mobile provider may apply.

Can I use the app on a tablet?

Yes, as long as the tablet runs a compatible Android version and has internet access.